Door to Door Contractors

With all the storms lately, it is a good time to remind you that we recommend NEVER SIGNING A CONTRACTOR AGREEMENT STATING YOU WILL USE THEM IF A CLAIM IS FILED especially if they are going door to door.  It is best to choose a contractor that has been referred to you by a friend …

July 13, 2015

Employment Practices Liability (ELPI) Definition

ELPI is a type of liability insurance covering wrongful acts arising from the employment process.  Most frequent claims that are covered under this policy are wrongful termination, discrimination, sexual harassment and retaliation.

Errors and Omissions Definition

Errors and Omissions (E&O) Insurance protects the insured against liability for inadequate work or negligent actions or any error or omission while performing their professional duties.  Most often such policyies cover financial losses rather than liability for bodily injury (BI) or property damage (PD).  E & O insurance often covers both court costs and any settlements …

Refer a Friend

Time is running out for you to get a $10 gas card and a chance to win a tablet! If you refer a friend and we are able to provide a quote, you will receive a $10 gas card. Receive a gas card and an entry to win a tablet for every referral! Contact us …

May 8, 2015

From Luttrell Insurance to Penwell Insurance in Tipton Indiana

One year ago in Tipton, Indiana on March 1, 2014 we began our journey transitioning Luttrell Insurance Inc. to Penwell Insurance LLC.  Today the name change is official!  It seems even more real.  We love the people here and hope to meet many more from Tipton, Kokomo and surrounding areas.  Thanks to all of you …

Indiana Bureau of Motor Vehicles NEW Requirements for Mopeds

Different from previous years, the Indiana Bureau of Motor Vehicles (BMV) is now requiring registration for Motor Driven Cycles (MDC).  Certain MDC require proof of insurance as well.  If you own something such as a moped or motorized bicycle, this is very important news to you.  Never before has registration been required for these types of vehicles.  …

Reduce Your Auto Insurance Premiums

Writing a check for car insurance isn’t your favorite thing in the world. We get it.  You’d much rather be spending the money on a fancier car, a nice vacation, or that pony the kids keep begging for. Spending your hard-earned money on auto insurance is necessary, but you’re always looking for ways to save …

Shopping for Insurance is like shopping for hotel rooms

More than likely you have stayed in a hotel room at some point and perhaps you aren’t the researcher that I am but I look intently into value.  What am I getting for what cost and what’s important to me in this particular stay?  Consider this analogy.  Shopping for an insurance policy is like shopping for a hotel room. …

Do you have enough coverage for your jewelry?

Valentine’s Day is fast approaching, which for many is a day for marriage proposals.  You’ve bought the ring, and planned out a romantic, memorable way of “popping the question”.  You might automatically assume the ring is covered under your homeowner’s or renter’s policy which may be correct, but there are usually limits on how much coverage …